Note: this quest does have a journal entry, but it won't appear until you've fully completed it.
This quest is started at Kaer Trolde Harbor by speaking to a Skelliger man on the docks. He identifies as Johann Bohner and asks Geralt for a loan, having been shipwrecked and left with no money for his trip back home to Novigrad. The man promises to pay back every last copper should Geralt pay him a visit in Novigrad's port district. You may give him the loan of 150 or refuse.
If given the loan, about a day later the man travels south of Kaer Trolde Harbor to the unmarked trading post between Kaer Trolde Harbor and the Crossroads signpost. This time he is posing as a wandering juggler from occupied Temeria but starts to fluster when Geralt questions him and finally admits he's a swindler. He then pleads for you to not turn him in to the jarl and promises to pay you back with interest in return. You can either agree to his terms, turn him in, or attack him. If you choose any but the option to let him go, he'll resist and you must attack him. At this point the quest ends, though one can loot his body afterwards to get back the 150 . Otherwise, if let go, Geralt will receive 20 .
If let go, the Skelliger can be encountered about a day later in the village of Fyresdal. Here, the witcher's patience is rewarded, as the swindler pays back the loan as promised plus interest, for a total of 200 , resulting in a net gain of 70 all total.
- What would you do if a stranger walked up and asked to borrow a large sum of gold, swearing he would pay you back later? I know my answer, and I dare to guess I know yours, dear reader - but the witcher's different from you and me. He decided to extend the loan.
- If Geralt kills the swindler (by choosing to deal with him or try and turn him in):
- The borrower predictably turned out to be a swindler. The only way for Geralt to collect on his ill-considered loan was to kill the man.
If Geralt decided to attack or try and turn him in:
- Teach the cheat a lesson.